Terms & Conditions

Business Name: Living in Overflow with Earlene Bacon
Last Updated: November 28, 2025
Website: https://www.earlenebacon.com/

Welcome to Living in Overflow with Earlene Bacon (“Company,” “we,” “us,” or “our”). By accessing our website, booking services, opting into funnels, submitting forms, or communicating with us, you agree to these Terms & Conditions. If you do not agree — please do not use the site.


1. Who We Are

Living in Overflow with Earlene Bacon provides:

Real estate services

Insurance & Medicare advising

Faith-based, personal, financial, and business coaching

We serve adults seeking clarity, support, guidance, solutions, and overflow — respectfully.


2. Eligibility

To use this site or engage our services, you must:

Be at least 18 years old

Provide accurate information

Use the site lawfully — no fraud, spam, data scraping, hacking, or cyber foolishness


3. Not Legal, Tax, or Medical Advice

All information provided — online, written, verbal, digital, emailed, texted, coached, or downloaded — is for educational and informational purposes only.

Unless explicitly contracted:

We are not attorneys

We are not tax professionals

We are not medical or mental health providers

Translation: consult appropriate licensed professionals when needed.


4. Real Estate, Insurance & Coaching Scope

Real Estate

Real estate advice depends on the accuracy of information you provide. Market results and transaction outcomes are not guaranteed.

Insurance & Medicare

Eligibility, approvals, rates, benefits, renewals, and quotes depend on carriers, government rules, and underwriting — not just us.

Coaching

Coaching inspires action, accountability, clarity, strategy, faith, and growth — but it is not therapy or crisis intervention.


5. Intellectual Property

All content — including branding, videos, PDFs, worksheets, courses, funnels, blogs, scripts, images, social media content, curriculum, and marketing — belongs to Living in Overflow with Earlene Bacon.

You may not copy, reproduce, resell, or distribute without written permission.
If you steal it, we will notice — the Holy Spirit has alerts.


6. Payments & Refunds

Payments are processed securely through Stripe or other approved processors.
Unless a specific product or service page states otherwise, all sales are final and non-refundable.


7. SMS, Email, CRM & Communication Consent

By submitting your information, you consent to:

Text messages

Emails

Phone calls

Automated reminders

Appointment confirmations

Program or service-related communications

Stored and managed securely through CRM platforms such as LeadConnector/GoHighLevel.

Reply STOP to unsubscribe.

Standard message & data rates may apply.


8. Third-Party Tools

Our website and services may integrate with:

LeadConnector / GoHighLevel

Calendly

Stripe

Google Workspace

MLS/IDX tools

Email & texting platforms

We do not control third-party platforms or their privacy practices.


9. Limitation of Liability

We are not liable for:

Lost income or opportunities

Real estate, insurance, or coaching outcomes

Application denials or underwriting decisions

Website downtime, technical issues, or system glitches

Decisions made based on website content

Use services at your own discretion — preferably with common sense and hydration.


10. Governing Law

These Terms follow the laws of the State of Georgia, without regard to conflicts of law.


11. Updates

We may update these Terms occasionally. Continued use constitutes acceptance of updated Terms.


12. Contact

Living in Overflow with Earlene Bacon
Email: [email protected]
Phone: 229-267-2862 or 404-520-0926
Website: https://www.earlenebacon.com/
Mailing
Address: PO Box 7301, Americus, GA 31709


Real Estate

Licensed Realtor® — State of Georgia
Georgia Real Estate License #: 437370
Brokerage: Southern Classic Realtors
Brokerage Address: [Insert Brokerage Address]
Equal Housing Opportunity — no discrimination, ever.


Insurance & Medicare

National Producer Number (NPN): 6790320
Licensed Life & Health Insurance Agent in:
GA, TX, FL, CA, IN, MI, MO, NC

CMS Required Medicare Disclaimer:
“We do not offer every plan available in your area. Any information we provide is limited to the plans we offer. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all your options.”

Not endorsed by or affiliated with the U.S. Government or Federal Medicare Program.


By submitting your information on this website, landing page, or funnel, you agree to receive emails, text messages, and/or phone calls from Living in Overflow with Earlene Bacon for appointment scheduling, service updates, reminders, and educational or promotional purposes. Message & data rates may apply. Reply STOP to unsubscribe.

Your information may be securely stored and processed through LeadConnector/GoHighLevel, Calendly, Stripe, or similar business platforms for scheduling, communication, recordkeeping, and billing purposes. We do not sell personal information. text text.